Cash Flow Notes, Other Professionals

If you are in a profession in which you create privately-held mortgages or trust deeds, or work with clients who hold cash flow notes, First Class Cash Flow Handlers is in a position to help you and/or your clients.

For instance, if you are an attorney, an accountant, or a financial advisor, it is quite likely that some of your clients are holding cash flow notes of one kind or another. These may be in the form of privately held mortgages or trust deeds, business notes, lottery winnings, structured settlements, annuities, inheritance notes, divorce liens or notes secured by "big ticket items" such as mobile homes, automobiles, airplanes, yachts, etc.

When your clients have a need for immediate cash and need to liquidate some of their assets, selling their cash flow notes is an option worth considering. First Class Cash Flow Handlers will purchase notes of any type, including (but not limited to) mortgages and trust deeds on residential property, commercial property, or land. For single family homes or multi-family homes with less than 3 units, we can arrange a simultaneous closing so that your client will receive cash immediately upon the sale of their home. We also purchase mobile home notes, business notes, lottery winnings, structured settlements, annuities, inheritance notes and many other types of cash flow notes.

There may be situations within your profession in which the creation of a cash flow note might be indicated to solve a dispute. For instance, in the case of a divorce in which one partner prefers to stay in the home and the other wants to sell, a cash flow note could be created with the departing partner as the note holder and the other partner as the payor. Should the note holder wish to receive all cash instead of monthly payments, the note can then be sold.

Dissolving a partnership can also be done with the creation of a cash flow note, with the departing partner as the note holder and the remaining partner as the payor. In this way, the property or business does not have to be sold outright.

Estates and inheritances can be dispatched easily and quickly by selling the property included in the estate or inheritance, creating a cash flow note and then selling the note and distributing the funds.

We will be happy to provide you with a free, no obligation consultation regarding specific situations and/or cash flow notes. Please contact us.

We can also be of assistance to mortgage brokers who often are presented with clients holding cash flow notes. For those clients having difficulty qualifying for a loan or coming up with an adequate down-payment, selling a pre-existing cash flow note may provide them with the money they need for the down-payment and even allow them to apply for a loan in a smaller amount. For those clients who have taken back privately-held second mortgages to facilitate the sale of a property, notifying them that the mortgage or trust deed can be sold may help build your relationship with them Most of these people probably do not realize that the mortgage or trust deed they have taken back is a liquid asset and can be sold for cash. Of course, second mortgages need to be structured carefully in order to bring top dollar, with the ratio of first/second mortgage being an important consideration. If you need to discuss the sale or structure of a cash flow note for one of your clients, please feel free to contact us.

Often, you may find yourself in a situation where you need working capital. You could probably go to the bank and take out a loan to gather this capital. However, we can offer another solution. If you are holding mortgages or trust deeds on the properties you have worked with, we will buy those mortgages and trust deeds for cash, providing you with the capital you need without the hassle of dealing with a bank. You also won't need to pay interest charges on the money, because you have sold an asset rather than creating a loan.

Many of you are probably holding notes and collecting monthly payments on them. However, you may at times need additional income to purchase more stock items or deal with other financial obligations. In this case, some or all of the notes you are holding can be sold for cash in order to raise the needed capital.

Whatever your profession or situation, we offer many flexible sales plans to accommodate any note holder's needs. To find out more about selling a cash flow note, visit our "Note Holders" page. Click here to submit a cash flow note for sale.

If you have any questions about structuring a cash flow note for optimal resale value, or about improving the quality of an existing note, please don't hesitate to call or e-mail us. We will be happy to counsel you on creating a cash flow note that your client will be able to sell for cash.

Additional Profit Opportunities

First Class Cash Flow Handlers also offers several products which are designed with the cash flow note holder in mind. Our "Note Owner's Manual" and "Cash For Paper" audio course provide valuable information about securing the investment in the cash flow note. "How To Sell Your Home Fast In Good Or Bad Markets" walks a home seller through the process of utilizing owner financing to sell their home. We offer an affiliate program which will allow you to offer any or all of our products to your own clients through your own website or office. You will receive a commission of 50% of the purchase price for any product sold through your site or office. And you'll also be offering invaluable merchandise to your clients which could literally save them thousands of dollars. There is no cost or obligation to join our affiliate program. We will provide any links necessary for you to add to your website. Please click here for more information.

The Cash Flow Clarion is the free e-zine published by First Class Cash Flow Handlers. It explores current topics within the cash flow field and answers frequently asked questions about cash flow notes and owner financing. You can subscribe to The Cash Flow Clarion and have current issues delivered directly to your e-mail inbox. The subscription is free and we will rush you our FREE report (Finding The Right Solution To Your Client's Cash Flow Needs) as a "thank you". Simply fill out the form below and click on "Get More Info". To view archived issues, click here. Or you may view and subscribe to our Cash Flow Clarion blog.